State Pension age changes: who is affected by the rise to 67
The State Pension age is rising from 66 to 67 between April 2026 and April 2028. Who it affects, by date of birth, and what is legislated beyond that.
By Christopher Fagan. Published 1 October 2026. Checked against gov.uk 1 October 2026.
The State Pension age is going up from 66 to 67. The rise started on 6 April 2026 and is phased in by date of birth under the Pensions Act 2014, finishing in April 2028. Nothing about this is new law; it was passed in 2014. What is new is that the first people affected reached 66 this year and did not get their pension.
Who is affected
- Born before 6 April 1960: State Pension age stays at 66. Not affected.
- Born 6 April 1960 to 5 March 1961: State Pension age is between 66 years and 1 month and 66 years and 11 months. One extra month for each month of birth. Born in June 1960, for example, means 66 years and 3 months.
- Born 6 March 1961 or later: State Pension age is 67.
Use the calculator for your exact date. It uses the published timetable, not an estimate.
What happens after 67
A further rise to 68 is already law, under the Pensions Act 2007, phased between 2044 and 2046 for people born on or after 6 April 1977. Anyone born on or after 6 April 1978 reaches State Pension age at 68.
The third State Pension age review, launched on 22 July 2025, is looking at whether that rise should come sooner. The 2023 review left the 2044 to 2046 timetable alone and said any change would come with at least 10 years notice. The current review has no published report date; the law requires one by March 2029 at the latest.
What this means in practice
If you were planning around 66, check your date. A State Pension age of 66 years and 11 months rather than 66 is nearly a year of income, currently about £12,500 at the full new rate, that you need to cover another way. Private and workplace pensions have their own minimum ages, which are also rising: the normal minimum pension age goes from 55 to 57 on 6 April 2028.
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Sources
Information only, not financial advice. If a figure here and gov.uk ever disagree, gov.uk is right and we will fix it.