State Pension guides
One question per page, answered from the official rules, with the date we last checked. No opinions.
- 1 October 2026
State Pension age changes: who is affected by the rise to 67
The State Pension age is rising from 66 to 67 between April 2026 and April 2028. Who it affects, by date of birth, and what is legislated beyond that.
- 1 October 2026
Full State Pension 2026/27: how much it is and who gets it
The full new State Pension is £241.30 a week in 2026/27, £12,547.60 a year. What full means, why most people get less, and the basic State Pension figures.
- 1 October 2026
How to check your State Pension forecast, step by step
How to get your State Pension forecast on gov.uk, what each line of it means, and the two numbers that matter.
- 1 October 2026
How to find a lost pension by National Insurance number
The free government Pension Tracing Service, what it does and does not do, and how to find old workplace pensions from past employers.
- 1 October 2026
State Pension increase April 2027: what the triple lock points to
The projected April 2027 State Pension rise is 3.9%, taking the full new rate to about £250.70 a week. How the triple lock sets it and when it is confirmed.
- 1 October 2026
Will the State Pension age go to 68, and when?
The rise to 68 is law for 2044 to 2046. A review launched in July 2025 is deciding whether to bring it forward. Where it stands and what would have to happen.
- 1 October 2026
Paying voluntary National Insurance to fill gaps: is it worth it?
Class 3 voluntary National Insurance costs £18.40 a week in 2026/27. What a full year buys, when it pays back, and when it adds nothing.
- 1 October 2026
Deferring your State Pension: what you get for waiting
The State Pension is not paid automatically. If you delay claiming, it goes up by just under 5.8% for each full year. How it works and the catches.
- 1 October 2026
State Pension if you have lived or worked abroad
You can claim the UK State Pension from anywhere. Whether it rises each year depends on the country, and years abroad may count towards it.
- 1 October 2026
Pension Credit 2026/27: who qualifies and what it is worth
Pension Credit tops up income to £238.00 a week single or £363.25 a couple in 2026/27, and unlocks other help. Who qualifies and how to claim.
Get an email when something changes
One short email when a rate, a date or the law changes. Nothing else, no selling your address, unsubscribe in one click.